SBI CardOLA Money SBI Credit Card
The OLA Money SBI Credit Card is a co-branded card for frequent OLA ride users.
Top Category Performance
Cashback (95/100)
Joining Fee
Free
Annual Fee
₹499
Reward Rate (%)
1 – 7
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
35/35
Fee Value & ROI
24/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
OLA Money SBI Credit Card Benefits
OLA Money SBI Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
1% – 7%
Earn rate
₹500
Monthly cap
OLA Money SBI Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
OLA Money SBI Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- OLA Money cashback only redeemable within OLA ecosystem
- No cashback on fuel (surcharge waiver only), EMI, cash advances, government transactions
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
Spend ₹0/mo more (or ₹4 more per year) to waive the renewal fee.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
OLA Money SBI Credit Card Eligibility
Employment type
Pros & Cons
- 7% cashback on OLA rides — credited to OLA Money wallet
- 2% cashback on groceries and dining
- 1% cashback on all other retail spends
- Zero joining fee
- Annual fee waived on ₹1 lakh spend
- Cashback credited to OLA Money wallet — not cash
- Best value only for OLA users
- No lounge access
Who is this card for?
Urban professionals who commute via OLA regularly, spending ₹2,000–₹10,000/month on rides. The 7% cashback can meaningfully offset monthly commuting costs.
Quick Links
Data last updated 4 Aug 2026
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More from SBI Card
Calculate your exact earnings with OLA Money SBI Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.