SBI Card
Titan SBI Credit Card
Your rating
Community rating
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Rate
2% – 7.5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
cashback
Reward type
2% – 7.5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
2 per quarter
Domestic lounge visits
4 per year
International lounge visits
Priority Pass
Included with this card
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- 7.5% cashback only at Titan Group stores — no other retail
- No cashback on fuel, EMI, cash advances, utility payments, government transactions
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Pros & Cons
- 7.5% cashback on Titan Group stores (Tanishq, Titan, Mia, Fastrack, Skinn)
- 2% cashback on all other retail spends
- 2 domestic airport lounge visits per quarter via DreamFolks
- 4 international lounge visits per year via Priority Pass
- Annual fee waived on ₹3 lakh spend
- ₹2,999 joining + annual fee
- Best cashback only within Titan Group ecosystem
- High annual fee for a retail co-branded card
Who is this card for?
Regular Titan Group shoppers who purchase jewellery (Tanishq), watches (Titan), or accessories (Fastrack) frequently, and who want premium lounge access alongside retail rewards.
Quick Links
Data last updated 24 Mar 2026