What is the annual fee for Yono SBI Advantage Credit Card?

The annual fee for Yono SBI Advantage Credit Card is nil (no annual fee).

What is the joining fee for Yono SBI Advantage Credit Card?

The one-time joining fee for Yono SBI Advantage Credit Card is nil (no joining fee).

What are the rewards and benefits of Yono SBI Advantage Credit Card?

Reward rate ranges from 1% to 5%.

What lounge access benefits does Yono SBI Advantage Credit Card provide?

Yono SBI Advantage Credit Card provides 0 domestic lounge visits per quarter and 0 international lounge visits per year.

What is the eligibility criteria for Yono SBI Advantage Credit Card?

To be eligible for Yono SBI Advantage Credit Card, you need a minimum monthly income of ₹16,667.

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SBI Card

Yono SBI Advantage Credit Card

Name: Yono SBI Advantage Credit Card
Brand: SBI Card
Availability: InStock

Earn rewards and benefits with Yono SBI Advantage Credit Card.

Regular

CardCheck ScoreVery Good

Top Category Performance

Beginner & Zero Fee (94/100)

Best for: First Credit Card

Joining Fee

Free

Annual Fee

Free

Reward Rate (%)

1 – 5

Forex Markup

3.5%

Community

(0)

Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

34/35

Fee Value & ROI

25/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category

Zero Fee & Starter

94/100

RuPay UPI Payments

88/100

Online Shopping

84/100

Cashback Spends

75/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Yono SBI Advantage Credit Card Benefits

Lifetime free — no joining or annual fee

1% cashback on all online spends

5x rewards on dining and grocery

Apply exclusively via YONO SBI app

1% fuel surcharge waiver

Yono SBI Advantage Credit Card Rewards

How you earn back on every swipe

1% – 5%

Earn rate

Yono SBI Advantage Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree

Annual feeFree

Fee waiver on annual spendFree

Interest-free period50 days

Interest rate (APR)42%

Forex markup3.5%

Fuel surcharge waiverYes