Yono SBI Advantage Credit Card
The Yono SBI Advantage Credit Card is a secured credit card issued against SBI fixed deposits, ideal for building credit history while earning 10x reward points on essential daily spending categories.
Beginner & Zero Fee Fit Score
94/100
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
1 – 5
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
25/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Yono SBI Advantage Credit Card Benefits
Yono SBI Advantage Credit Card Rewards
How you earn back on every swipe
1% – 5%
Earn rate
Yono SBI Advantage Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Yono SBI Advantage Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Card Features
🎉 Zero Annual Fee — 100% Net Profit
Yono SBI Advantage Credit Card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Yono SBI Advantage Credit Card Eligibility
Quick Links
Data last updated 11 Sept 2026
Calculate your exact earnings with Yono SBI Advantage Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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