Standard Chartered Easy Rewards Credit Card
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Standard Chartered Bank

Standard Chartered Easy Rewards Credit Card

Mastercard
Regular

Your rating

Community rating

Best for Zero-joining-fee Mastercard — basic rewards on all spends

Joining Fee

Free

Annual Fee

₹750

Reward Rate

0.25% – 0.5%

Forex Markup

3.5%

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Key Benefits

1.5 SC Reward Points per ₹150 on all eligible retail spends
Zero joining fee
Annual fee waived on ₹1.5 lakh annual spend
1% fuel surcharge waiver at petrol pumps

Rewards

How you earn back on every swipe

points

Reward type

0.25% – 0.5%

Earn rate

2

Points / ₹100

0.25

Per point

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining feeFree
Annual fee₹750
Fee waiver on annual spend₹1,50,000
Interest rate (APR)42%
Forex markup3.5%
Fuel surcharge waiverYes

Travel & Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 65
Min. income₹15,000/month
CIBIL score650+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • Zero joining fee
  • SC Reward Points on all eligible retail spends
  • Annual fee waived on ₹1.5 lakh spend
  • Fuel surcharge waiver
Cons
  • Low effective reward rate
  • No lounge access
  • ₹750 annual fee if threshold not met

Who is this card for?

SC banking customers wanting a zero-joining-fee secondary card with basic rewards on all purchases. Good for those who want a simple, no-category rewards structure.

Quick Links

View on bank website

Data last updated 1 Apr 2026