Standard Chartered Easy Rewards Credit Card
The Standard Chartered Easy Rewards Credit Card is a no-joining-fee Mastercard offering basic SC Reward Points on all eligible spends.
Beginner & Zero Fee Fit Score
65/100
Joining Fee
Free
Annual Fee
₹750
Reward Rate (%)
0.25 – 0.5
2 pts/₹100 · ₹0.25/pt
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
15/35
Fee Value & ROI
20/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Standard Chartered Easy Rewards Credit Card Benefits
Standard Chartered Easy Rewards Credit Card Rewards
How you earn back on every swipe
points
Reward type
0.25% – 0.5%
Earn rate
2
Points / ₹100
₹0.25
Per point
Standard Chartered Easy Rewards Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Standard Chartered Easy Rewards Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹12,500/mo (₹1,50,000/yr), your ₹750 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Standard Chartered Easy Rewards Credit Card Eligibility
Employment type
Pros & Cons
- Zero joining fee
- SC Reward Points on all eligible retail spends
- Annual fee waived on ₹1.5 lakh spend
- Fuel surcharge waiver
- Low effective reward rate
- No lounge access
- ₹750 annual fee if threshold not met
Who is this card for?
SC banking customers wanting a zero-joining-fee secondary card with basic rewards on all purchases. Good for those who want a simple, no-category rewards structure.
Quick Links
Data last updated 11 Aug 2026
Calculate your exact earnings with Standard Chartered Easy Rewards Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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