
Standard Chartered Bank
Standard Chartered Easy Rewards Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
₹750
Reward Rate
0.25% – 0.5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.25% – 0.5%
Earn rate
2
Points / ₹100
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- Zero joining fee
- SC Reward Points on all eligible retail spends
- Annual fee waived on ₹1.5 lakh spend
- Fuel surcharge waiver
- Low effective reward rate
- No lounge access
- ₹750 annual fee if threshold not met
Who is this card for?
SC banking customers wanting a zero-joining-fee secondary card with basic rewards on all purchases. Good for those who want a simple, no-category rewards structure.
Quick Links
Data last updated 1 Apr 2026