Standard Chartered Manhattan Platinum Credit Card
Issuer Regulated by RBI
Standard Chartered Bank logo
Standard Chartered Bank

Standard Chartered Manhattan Platinum Credit Card

The Standard Chartered Manhattan Platinum Credit Card is tailored for weekend big-ticket purchases, delivering 5% cashback on dining, departmental stores, and grocery purchases made on Saturdays and Sundays (capped at ₹500/month).

Visa
Regular
70
Overall CardCheck ScoreVery Good

Cashback Fit Score

95/100

Best for: Weekend grocery & dining binge — 5% cashback on weekends (capped ₹500/month)

Joining Fee

₹999

Annual Fee

₹999

Reward Rate (%)

0.5 – 5

Statement credit

Forex Markup

3.5%

Community
(0)
Your Rating

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

34/35

Fee Value & ROI

20/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Cashback Spends
95/100
Online Shopping
84/100
Dining & Food
70/100
Zero Fee & Starter
65/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Standard Chartered Manhattan Platinum Credit Card Benefits

5% cashback on dining, departmental stores, groceries on Saturdays and Sundays (capped ₹500/month)
SC Reward Points on all other eligible retail spends
Annual fee waived on ₹2 lakh annual spend
1% fuel surcharge waiver at petrol pumps

Standard Chartered Manhattan Platinum Credit Card Rewards

How you earn back on every swipe

cashback

Reward type

0.5% – 5%

Earn rate

₹500

Monthly cap

₹500

Monthly cap

Standard Chartered Manhattan Platinum Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining fee₹999
Annual fee₹999
Fee waiver on annual spend₹2,00,000
Interest rate (APR)42%
Late payment fee (max)₹1,200
Forex markup3.5%
Fuel surcharge waiverYes

Standard Chartered Manhattan Platinum Credit Card Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • Cash withdrawals
  • Cash advances
  • Loans

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹2,00,000/yr
₹16,667/mo
Presets:
Annual Fee 100% Waived₹2,00,004 / ₹2,00,000

🎉 Annual renewal fee 100% waived! At ₹16,667/mo (₹2,00,004/yr), your ₹999 fee drops to ₹0.

Est. Base Rewards+₹1,000@0.5% base rate
Effective Fee₹0 (Waived)100% saved
Net Annual Value+₹1,000rewards vs fee
*Estimated using standard base rate (0.5%). Excludes monthly-capped accelerated partner multipliers.Detailed Rewards Calculator →

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Standard Chartered Manhattan Platinum Credit Card Eligibility

Age21+ yrs – 65
Min. income₹25,000/month
CIBIL score
700+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 5% cashback on dining, departmental stores, and grocery on Saturdays and Sundays
  • SC Reward Points on all other spends
  • Annual fee waived on ₹2 lakh spend
  • Fuel surcharge waiver
Cons
  • 5% cashback capped at ₹500/month
  • Full cashback only on weekends — weekday grocery purchases earn base rate
  • No lounge access

Who is this card for?

Families and urban professionals who do their primary grocery shopping and dining out on weekends. The 5% weekend cashback effectively pays back ₹6,000/year if the cap is consistently hit.

Quick Links

Data last updated 6 Aug 2026

Free Rewards Math Simulator

Calculate your exact earnings with Standard Chartered Manhattan Platinum Credit Card

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.

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