Standard Chartered Bank
Standard Chartered Platinum Rewards Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
Free
Reward Rate
0.67% – 3.33%
Forex Markup
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Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.67% – 3.33%
Earn rate
0.67
Points / ₹100
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Things to Keep in Mind
- cash advances
- cash transactions
- merchant category mismatch
- supplementary card joining offers
- rent payment processing fee
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 5x rewards on dining
- 5x rewards on fuel
- No monthly cap on rewards
- Contactless payments
- Supplementary cards lifetime free
- Very low effective reward rate
- No lounge access
- No milestone or accelerated rewards beyond dining/fuel
Who is this card for?
First-time credit card users or SC banking customers wanting a low-cost card with basic rewards. Also suitable as a secondary card for those who want to maintain SC relationship benefits.
Quick Links
Data last updated 24 Mar 2026