Standard Chartered Bank
Standard Chartered Rewards Credit Card
Your rating
Community rating
Joining Fee
Free
Annual Fee
₹1,000
Reward Rate
0.25% – 1%
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.25% – 1%
Earn rate
₹0.25
Per point
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No reward points on fuel transactions
- No reward points on cash withdrawals
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 1 complimentary domestic airport lounge visit per quarter
- 3 SC Reward Points per ₹150 on dining
- 1 SC Reward Point per ₹150 on all other retail spends
- Zero joining fee
- Annual fee waived on ₹1.5 lakh spend
- Very low reward rate on non-dining spends (0.25%)
- Only 1 lounge visit per quarter
- ₹1,000 annual fee if threshold not met
Who is this card for?
SC banking customers looking for a zero-joining-fee card with basic rewards and a single quarterly lounge visit. Good as a secondary card for travel occasionally.
Quick Links
Data last updated 24 Mar 2026