Standard Chartered BankStandard Chartered Super Value Titanium Credit Card
The Standard Chartered Super Value Titanium Credit Card is designed for recurring utility payments and fuel, offering 5% cashback on telecom bill payments, fuel, and utility bills (capped at ₹200/month total).
Top Category Performance
Cashback (95/100)
Joining Fee
₹750
Annual Fee
₹750
Reward Rate (%)
0 – 5
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
34/35
Fee Value & ROI
20/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Standard Chartered Super Value Titanium Credit Card Benefits
Standard Chartered Super Value Titanium Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
0% – 5%
Earn rate
₹200
Monthly cap
Standard Chartered Super Value Titanium Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Standard Chartered Super Value Titanium Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- 1% fuel surcharge waiver discontinued from 25-Aug-2024
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹12,500/mo (₹1,50,000/yr), your ₹750 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Standard Chartered Super Value Titanium Credit Card Eligibility
Employment type
Pros & Cons
- 5% cashback on telecom bills, fuel, and utility bills
- 1% fuel surcharge waiver at petrol pumps
- Annual fee waived on ₹1.5 lakh spend
- 5% cashback capped at ₹200/month total
- No reward points on non-utility retail spends
- No lounge access
- Limited benefit for those with low utility bills
Who is this card for?
Vehicle owners and homeowners with significant monthly fuel, electricity, and phone bills. The 5% cashback on these categories can offset the annual fee with just ₹4,000/month in qualifying spends.
Quick Links
Data last updated 14 Aug 2026
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Calculate your exact earnings with Standard Chartered Super Value Titanium Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.