Standard Chartered Bank
Standard Chartered Super Value Titanium Credit Card
Your rating
Community rating
Joining Fee
₹750
Annual Fee
₹750
Reward Rate
0% – 5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
cashback
Reward type
0% – 5%
Earn rate
₹200
Monthly cap
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
0 per year
International lounge visits
Things to Keep in Mind
- 1% fuel surcharge waiver discontinued from 25-Aug-2024
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 5% cashback on telecom bills, fuel, and utility bills
- 1% fuel surcharge waiver at petrol pumps
- Annual fee waived on ₹1.5 lakh spend
- 5% cashback capped at ₹200/month total
- No reward points on non-utility retail spends
- No lounge access
- Limited benefit for those with low utility bills
Who is this card for?
Vehicle owners and homeowners with significant monthly fuel, electricity, and phone bills. The 5% cashback on these categories can offset the annual fee with just ₹4,000/month in qualifying spends.
Quick Links
Data last updated 24 Mar 2026