Standard Chartered EaseMyTrip Credit Card
Issuer Regulated by RBI
Standard Chartered Bank logo
Standard Chartered Bank

Standard Chartered EaseMyTrip Credit Card

The Standard Chartered EaseMyTrip Credit Card is a co-branded travel card for EaseMyTrip.com customers.

Visa
Co-branded
67
Overall CardCheck ScoreGood

Beginner & Zero Fee Fit Score

85/100

Best for: EaseMyTrip loyalists — 10% discount on EMT flights + SC Reward Points

Joining Fee

₹350

Annual Fee

₹350

Reward Rate (%)

1 – 3

2 pts/₹100 · ₹0.25/pt

Forex Markup

3.5%

Community
(0)
Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

27/35

Fee Value & ROI

24/25

Lounge & Perks

4/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category
Zero Fee & Starter
85/100
Cashback Spends
75/100
Online Shopping
72/100
Dining & Food
70/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Standard Chartered EaseMyTrip Credit Card Benefits

10% instant discount on EaseMyTrip flight bookings (capped ₹1,000 per transaction)
5 SC Reward Points per ₹150 on EaseMyTrip bookings
2 SC Reward Points per ₹150 on all other eligible retail spends
Annual fee waived on ₹50,000 annual spend
1% fuel surcharge waiver at petrol pumps

Standard Chartered EaseMyTrip Credit Card Rewards

How you earn back on every swipe

Point Formula: 2 pts / ₹100 spent · 1 pt = ₹0.25
0.5% Base Return

points

Reward type

1% – 3%

Earn rate

2

Points / ₹100

₹0.25

Per point

Standard Chartered EaseMyTrip Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining fee₹350
Annual fee₹350
Fee waiver on annual spend₹50,000
Interest rate (APR)42%
Forex markup3.5%
Fuel surcharge waiverYes

Standard Chartered EaseMyTrip Credit Card Lounge Access

Airport perks included with this card

0 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

  • Complimentary access to international lounge discontinued from 15 October 2024

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹50,000/yr
₹4,167/mo
Presets:
Annual Fee 100% Waived₹50,004 / ₹50,000

🎉 Annual renewal fee 100% waived! At ₹4,167/mo (₹50,004/yr), your ₹350 fee drops to ₹0.

Est. Base Rewards+₹500@1% base rate
Effective Fee₹0 (Waived)100% saved
Net Annual Value+₹500rewards vs fee
*Estimated using standard base rate (1%). Excludes monthly-capped accelerated partner multipliers.Detailed Rewards Calculator →

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

Checking sign-in…

Standard Chartered EaseMyTrip Credit Card Eligibility

Age21+ yrs – 65
Min. income₹25,000/month
CIBIL score
700+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 10% instant discount on EaseMyTrip flight bookings (capped ₹1,000/transaction)
  • 5 SC Reward Points per ₹150 on EaseMyTrip purchases
  • 2 SC Reward Points per ₹150 on all other retail spends
  • Very low ₹350 annual fee (waived on ₹50,000 spend)
  • Fuel surcharge waiver
Cons
  • No lounge access
  • 10% discount capped at ₹1,000 per transaction
  • Best value only for EaseMyTrip users

Who is this card for?

Frequent domestic flyers who regularly book through EaseMyTrip.com. The 10% instant discount on EaseMyTrip flights effectively provides significant savings on each booking — even for occasional travellers.

Quick Links

Data last updated 14 Aug 2026

Free Rewards Math Simulator

Calculate your exact earnings with Standard Chartered EaseMyTrip Credit Card

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.

Launch Rewards Calculator

See CardCheck in your Google Search & AI results

Add as a preferred source to get our credit card updates first.