YES BANK Marquee Credit Card
Issuer Regulated by RBI
Yes Bank logo
Yes Bank

YES BANK Marquee Credit Card

The YES BANK Marquee Credit Card is YES Bank's super-premium offering, delivering unlimited domestic and international lounge access, 30 YES Reward Points per ₹200 on travel and dining (effective 4.5%), a 1.75% forex markup, and comprehensive lifestyle benefits.

Mastercard
Premium
81
Overall CardCheck ScoreExcellent

Travel & Lounge Fit Score

94/100

Best for: YES Bank's super-premium — unlimited lounge, 4.5% on travel & dining, 1.75% forex

Joining Fee

₹9,999

Annual Fee

₹4,999

Reward Rate (%)

1.5 – 4.5

Forex Markup

1%

Community
(0)
Your Rating

Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.

CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Reward Power

31/35

Fee Value & ROI

18/25

Lounge & Perks

18/20

Forex & Access

14/20

Category Strengths Breakdown

Ranked by strongest spend category
Travel & Lounge
94/100
Premium Privileges
88/100
Online Shopping
84/100
Cashback Spends
75/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

YES BANK Marquee Credit Card Benefits

6 complimentary domestic airport lounge access per quarter
12 complimentary international airport lounge access per year
36 YES Reward Points per ₹200 on travel and dining (effective 4.5%)
18 YES Reward Points per ₹200 on all other eligible retail spends
1% forex markup on international transactions
Golf privileges at premium courses
1% fuel surcharge waiver at petrol pumps

YES BANK Marquee Credit Card Rewards

How you earn back on every swipe

points

Reward type

1.5% – 4.5%

Earn rate

YES BANK Marquee Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).

Joining fee₹9,999
Annual fee₹4,999
Fee waiver on annual spend₹10,00,000
Interest rate (APR)35.8% – 42%
Late payment fee (max)₹1,350
Forex markup1%
Fuel surcharge waiverYes (₹400–₹5000)

YES BANK Marquee Credit Card Lounge Access

Airport perks included with this card

6 per quarter

Domestic lounge visits

12 per year

International lounge visits

Things to Keep in Mind

  • Limited reward redemption options
  • Low reward redemption ratio of 4:1

Card Features

Metal Card
Contactless
UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹10,00,000/yr
₹83,333/mo
Presets:
100% to Annual Fee Waiver₹9,99,996 / ₹10,00,000

Spend ₹0/mo more (or ₹4 more per year) to waive the renewal fee.

Est. Base Rewards+₹15,000@1.5% base rate
Effective Fee₹4,999billed yearly
Net Annual Value+₹10,001rewards vs fee
*Estimated using standard base rate (1.5%). Excludes monthly-capped accelerated partner multipliers.Detailed Rewards Calculator →

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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YES BANK Marquee Credit Card Eligibility

Age21+ yrs – 60
Min. income₹3,00,000/month
CIBIL scoreCardCheck Estimate
750+

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 6 complimentary domestic airport lounge access per quarter
  • 12 complimentary international airport lounge access per year
  • 36 YES Reward Points per ₹200 on travel and dining (effective 4.5%)
  • 18 YES Reward Points per ₹200 on all other eligible retail spends
  • 1% forex markup on international transactions
  • Golf privileges at premium courses
  • 1% fuel surcharge waiver at petrol pumps
Cons
  • ₹9,999 joining fee
  • ₹4,999 annual fee (waived on ₹6L spend)

Who is this card for?

High-spending professionals (₹1,00,000+/month) who travel frequently and want premium benefits without the ultra-exclusive invite-only model. Best for YES Bank customers who spend significantly on travel and dining.

Quick Links

Data last updated 14 Aug 2026

Free Rewards Math Simulator

Calculate your exact earnings with YES BANK Marquee Credit Card

Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.

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