YES BANK Marquee Credit Card
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Yes Bank

YES BANK Marquee Credit Card

Mastercard
Premium

Your rating

Community rating

Best for YES Bank's super-premium — unlimited lounge, 4.5% on travel & dining, 1.75% forex

Joining Fee

₹9,999

Annual Fee

₹4,999

Reward Rate

1.5% – 4.5%

Forex Markup

1%

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Key Benefits

6 complimentary domestic airport lounge access per quarter
12 complimentary international airport lounge access per year
36 YES Reward Points per ₹200 on travel and dining (effective 4.5%)
18 YES Reward Points per ₹200 on all other eligible retail spends
1% forex markup on international transactions
Golf privileges at premium courses
1% fuel surcharge waiver at petrol pumps

Rewards

How you earn back on every swipe

points

Reward type

1.5% – 4.5%

Earn rate

Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹9,999
Annual fee₹4,999
Fee waiver on annual spend₹10,00,000
Interest rate (APR)35.8% – 42%
Late payment fee (max)₹1,350
Forex markup1%
Fuel surcharge waiverYes (₹400–₹5000)

Travel & Lounge Access

Airport perks included with this card

6 per quarter

Domestic lounge visits

12 per year

International lounge visits

Things to Keep in Mind

  • Limited reward redemption options
  • Low reward redemption ratio of 4:1

Card Features

Metal Card
Contactless
UPI Linked

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Eligibility

Age21+ yrs – 60
Min. income₹3,00,000/month

Employment type

SalariedSelf employed

Pros & Cons

Pros
  • 6 complimentary domestic airport lounge access per quarter
  • 12 complimentary international airport lounge access per year
  • 36 YES Reward Points per ₹200 on travel and dining (effective 4.5%)
  • 18 YES Reward Points per ₹200 on all other eligible retail spends
  • 1% forex markup on international transactions
  • Golf privileges at premium courses
  • 1% fuel surcharge waiver at petrol pumps
Cons
  • ₹9,999 joining fee
  • ₹4,999 annual fee (waived on ₹6L spend)

Who is this card for?

High-spending professionals (₹1,00,000+/month) who travel frequently and want premium benefits without the ultra-exclusive invite-only model. Best for YES Bank customers who spend significantly on travel and dining.

Quick Links

View on bank website

Data last updated 24 Mar 2026