Yes Bank
YES Wellness Credit Card
Your rating
Community rating
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate
0.5% – 3%
Forex Markup
3.5%
Apply may use an affiliate link — we may earn a commission; this doesn't affect our data or ratings.
Key Benefits
Rewards
How you earn back on every swipe
points
Reward type
0.5% – 3%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
3 per quarter
Domestic lounge visits
0 per year
International lounge visits
DreamFolks
Lounge access via DreamFolks
Things to Keep in Mind
- No airport lounge access
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- 12 YES Reward Points per ₹200 on pharmacy, gym, spa, hospital, yoga
- 3 YES Reward Points per ₹200 on other categories
- 3 complimentary domestic airport lounge visits per quarter
- Annual fee waived on ₹2 lakh spend
- Fuel surcharge waiver
- ₹1,499 annual fee (if threshold not met)
- No international lounge access
- Best rewards limited to wellness categories
Who is this card for?
Health-conscious individuals who spend significantly on medicines, gym memberships, hospital visits, or wellness treatments. The accelerated rewards on health categories + 3 lounge visits per quarter make it a solid mid-tier choice.
Quick Links
Data last updated 24 Mar 2026