Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card is a top co-branded cashback card for Flipkart and Myntra shoppers.
Cashback Fit Score
95/100
Joining Fee
₹500
Annual Fee
₹500
Reward Rate (%)
1 – 7.5
Statement credit
Forex Markup
3.5%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
35/35
Fee Value & ROI
22/25
Lounge & Perks
4/20
Forex & Access
12/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
Flipkart Axis Bank Credit Card Benefits
Flipkart Axis Bank Credit Card Rewards
How you earn back on every swipe
cashback
Reward type
1% – 7.5%
Earn rate
Flipkart Axis Bank Credit Card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Flipkart Axis Bank Credit Card Lounge Access
Airport perks included with this card
0 per quarter
Domestic lounge visits
Things to Keep in Mind
- Annual fee not waived
- No international lounge access
Card Features
Fee Waiver Spend Simulator
Simulate your spend to check waiver eligibility
🎉 Annual renewal fee 100% waived! At ₹29,167/mo (₹3,50,004/yr), your ₹500 fee drops to ₹0.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Flipkart Axis Bank Credit Card Eligibility
Employment type
Pros & Cons
- One of the best cashback cards for Flipkart users
- Strong flat 1.5% cashback on general spending
- Simple cashback structure with automatic statement credit
- Good rewards on Swiggy, Uber & travel spends
- Lounge access adds extra value for the fee
- Beginner-friendly cashback card
- Welcome voucher offsets first-year fee effectively
- Best value depends heavily on Flipkart ecosystem usage
- Cashback categories and partners may change over time
- Lounge access now requires quarterly spend eligibility
- Forex markup is high for international spending
- Cashback exclusions apply on rent, wallet loads, EMI & fuel spends
- Annual fee waiver threshold is relatively high
- Premium travel and lifestyle benefits are limited
Who is this card for?
Frequent Flipkart and Myntra shoppers looking for maximum cashback without complex redemption. Also great as an everyday card with 1% flat cashback.
Quick Links
Data last updated 25 Aug 2026
Calculate your exact earnings with Flipkart Axis Bank Credit Card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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