What is the annual fee for Flipkart Axis Bank Credit Card?

The annual fee for Flipkart Axis Bank Credit Card is ₹500. The fee is waived on annual spend above ₹3,50,000.

What is the joining fee for Flipkart Axis Bank Credit Card?

The one-time joining fee for Flipkart Axis Bank Credit Card is ₹500.

What are the rewards and benefits of Flipkart Axis Bank Credit Card?

Flipkart Axis Bank Credit Card earns cashback rewards. Reward rate ranges from 1% to 5%.

What lounge access benefits does Flipkart Axis Bank Credit Card provide?

Flipkart Axis Bank Credit Card provides 1 domestic lounge visits per quarter and 0 international lounge visits per year.

What is the eligibility criteria for Flipkart Axis Bank Credit Card?

To be eligible for Flipkart Axis Bank Credit Card, you need a minimum monthly income of ₹25,000.

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Axis Bank

Flipkart Axis Bank Credit Card

Name: Flipkart Axis Bank Credit Card
Brand: Axis Bank
Price: 500 INR
Availability: InStock

The Flipkart Axis Bank Credit Card is a top co-branded cashback card for Flipkart and Myntra shoppers.

Co-branded

CardCheck ScoreVery Good

Top Category Performance

Cashback (95/100)

Best for: Flipkart and online shopping

Joining Fee

₹500

Annual Fee

₹500

Reward Rate (%)

1 – 5

Forex Markup

3.5%

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CardCheck Rating & Score

Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.

Very GoodScore / 100

Reward Power

34/35

Fee Value & ROI

22/25

Lounge & Perks

11/20

Forex & Access

12/20

Category Strengths Breakdown

Ranked by strongest spend category

Cashback Spends

95/100

Online Shopping

95/100

Zero Fee & Starter

85/100

Travel & Lounge

70/100

Scoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →

Flipkart Axis Bank Credit Card Benefits

5% cashback on Flipkart, Myntra & Cleartrip spends

4% cashback on preferred merchants like Swiggy, PVR & Uber

1.5% cashback on all other eligible spends

₹500 Flipkart voucher on first transaction within 30 days

4 complimentary domestic airport lounge visits per year on spend eligibility

Cashback directly credited to statement balance

Annual fee waiver on ₹3.5 lakh annual spends

Flipkart Axis Bank Credit Card Rewards

How you earn back on every swipe

cashback

Reward type

1% – 5%

Earn rate

Flipkart Axis Bank Credit Card Fees & Charges

Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.

Joining fee₹500

Annual fee₹500

Fee waiver on annual spend₹3,50,000

Interest-free period50 days

Interest rate (APR)45% – 52.86%

Late payment fee (max)₹1,200

Cash advance fee2.5% (min ₹500)

Over-limit fee2.5%

Forex markup3.5%

Fuel surcharge waiverYes (₹400–₹4000)

Flipkart Axis Bank Credit Card Lounge Access

Airport perks included with this card

1 per quarter

Domestic lounge visits

0 per year

International lounge visits

Things to Keep in Mind

Annual fee not waived
No international lounge access

Card Features

Metal Card

Contactless

UPI Linked

Fee Waiver Spend Simulator

Simulate your spend to check waiver eligibility

Waiver Target: ₹3,50,000/yr

Your Estimated Monthly Spend:₹29,167/mo

Presets:

Annual Fee 100% Waived₹3,50,004 / ₹3,50,000

🎉 Annual renewal fee 100% waived! At ₹29,167/mo (₹3,50,004/yr), your ₹500 fee drops to ₹0.

Gross Rewards+₹17,500

Effective Fee₹0 (Waived)

Net Profit/Yr+₹17,500

Tips & reviews

Community comments — not financial advice. Bank terms still apply.

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Flipkart Axis Bank Credit Card Eligibility

Age21+ yrs – 70

Min. income₹25,000/month

CIBIL score750+

Employment type

SalariedSelf employed

Pros & Cons

Pros

One of the best cashback cards for Flipkart users
Strong flat 1.5% cashback on general spending
Simple cashback structure with automatic statement credit
Good rewards on Swiggy, Uber & travel spends
Lounge access adds extra value for the fee
Beginner-friendly cashback card
Welcome voucher offsets first-year fee effectively

Cons

Best value depends heavily on Flipkart ecosystem usage
Cashback categories and partners may change over time
Lounge access now requires quarterly spend eligibility
Forex markup is high for international spending
Cashback exclusions apply on rent, wallet loads, EMI & fuel spends
Annual fee waiver threshold is relatively high
Premium travel and lifestyle benefits are limited

Who is this card for?

Frequent Flipkart and Myntra shoppers looking for maximum cashback without complex redemption. Also great as an everyday card with 1.5% flat cashback.