Axis Bank
Flipkart Axis Bank Credit Card
Your rating
Community rating
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1% – 5%
Forex Markup
3.5%
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Key Benefits
Rewards
How you earn back on every swipe
cashback
Reward type
1% – 5%
Earn rate
Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other charges are set by the bank and spelled out in their Most Important Terms and Conditions (MITC). Use the official product page for those details.
Travel & Lounge Access
Airport perks included with this card
1 per quarter
Domestic lounge visits
Things to Keep in Mind
- Annual fee not waived
- No international lounge access
Card Features
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
Eligibility
Employment type
Pros & Cons
- One of the best cashback cards for Flipkart users
- Strong flat 1.5% cashback on general spending
- Simple cashback structure with automatic statement credit
- Good rewards on Swiggy, Uber & travel spends
- Lounge access adds extra value for the fee
- Beginner-friendly cashback card
- Welcome voucher offsets first-year fee effectively
- Best value depends heavily on Flipkart ecosystem usage
- Cashback categories and partners may change over time
- Lounge access now requires quarterly spend eligibility
- Forex markup is high for international spending
- Cashback exclusions apply on rent, wallet loads, EMI & fuel spends
- Annual fee waiver threshold is relatively high
- Premium travel and lifestyle benefits are limited
Who is this card for?
Frequent Flipkart and Myntra shoppers looking for maximum cashback without complex redemption. Also great as an everyday card with 1.5% flat cashback.
Quick Links
Data last updated 31 Mar 2026