Finish and Earn programme

Terms and Conditions

Last updated 19 October 2026

Participating cards and reward values

For applications started on or before 31 March 2027.

Credit cardAmazon gift card
Flipkart SBI Credit Card₹1,200
Flipkart Axis Bank Credit Card₹1,000
HDFC Millennia Credit Card₹800
Swiggy Ornge HDFC Bank Credit Card₹800

1.The programme

The Finish and Earn programme (the “Programme”) is run by CardCheck (cardcheck.in, “we”, “us”). Under the Programme, we give an Amazon gift card to users whose application for a participating credit card, made through CardCheck, is approved by the issuing bank and confirmed to us by our affiliate partner. By registering for the Programme you accept these terms.

Amazon is not a sponsor of, or otherwise associated with, the Programme. Rewards are funded by CardCheck from the commission we receive on approved applications.

2.Programme period

The Programme is open to applications started on or before 31 March 2027. We may extend, change, suspend or end the Programme at any time by updating this page. A change applies only to registrations made after it, and rewards already earned will be honoured.

3.Eligibility

To qualify for a reward, all of the following must apply:

  1. (a)You are a resident of India and at least 18 years old.
  2. (b)You click Apply for a participating card on cardcheck.in and register your email address in the reward panel before continuing to the bank.
  3. (c)You complete the application on the bank or partner page opened by CardCheck, in the same browser, without switching to another website, app or branch.
  4. (d)The issuing bank approves your application, and you complete any steps the bank requires, such as activating the card.
  5. (e)Our affiliate partner confirms the application to us as a qualifying application.

An application does not qualify if the bank or our partner treats it as ineligible, for example because you already hold a card from the same bank, the application was rejected, cancelled or withdrawn, or it could not be tracked because cookies were blocked or cleared.

4.How to claim

  1. (a)After you register, we email you a link to your personal claim page.
  2. (b)On that page, enter the application number the bank sends you by SMS or email. We use it to match your application with our partner’s records. Claims without a valid application number by 30 September 2027 will lapse.
  3. (c)Each application number can be used for one claim only.
  4. (d)Lost the email? You can get your claim links again. If anything goes wrong with your reward, use Report a problem on your claim page.

5.Reward and payment

  1. (a)The reward is an Amazon gift card of the value shown above for the card you applied for, as at the date you registered.
  2. (b)Our partner usually confirms approved applications 60 to 90 days after approval. We email the gift card code to your registered email address within 15 working days of that confirmation.
  3. (c)The reward cannot be exchanged for cash or transferred, and is subject to Amazon’s gift card terms.
  4. (d)Any tax that applies to the reward is the responsibility of the recipient.

6.Limits and fair use

One reward is available per person per participating card. We may withhold or cancel a reward where we reasonably believe a claim is duplicate, inaccurate or fraudulent, or otherwise breaches these terms.

7.Independence of our recommendations

Rewards do not influence our card scores, rankings, comparisons, calculators, quiz results or merchant pages. The offer is shown only after you click Apply and on the participating card’s own page. See our Advertiser Disclosure.

8.Your personal data

We collect your email address and, later, your bank application number. We use them only to send reminders about your application, verify your claim and deliver your reward. Every email includes an unsubscribe link. We delete this data within 12 months after the Programme ends. Our Privacy Policy also applies.

CardCheck will never ask for your card number, CVV, OTP, PAN, Aadhaar or banking password.

9.Liability

Approval of a credit card is solely at the discretion of the issuing bank. We are not responsible for a bank’s decision, or for delays or tracking failures by the bank or our affiliate partner. Our total liability in connection with the Programme is limited to the value of the reward for your application.

10.Governing law and contact

These terms are governed by the laws of India. For questions about the Programme, reply to any of our emails or write to hello@cardcheck.in.