Slice Small Finance Bankslice UPI credit card
The slice UPI Credit Card is a RuPay card that offers up to 3% cashback on UPI transactions, zero joining and annual fees, and the ability to split purchases into three interest-free installments.
Top Category Performance
Travel & Lounge (94/100)
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
0 – 3
Forex Markup
0%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
25/25
Lounge & Perks
4/20
Forex & Access
14/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
slice UPI credit card Benefits
slice UPI credit card Rewards
How you earn back on every swipe
cashback
Reward type
0% – 3%
Earn rate
slice UPI credit card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
Things to Keep in Mind
- Fuel surcharge applies on spends above ₹25,000 per statement cycle
- Utility payments surcharge above ₹25,000 per cycle
- Rent payments surcharge above ₹10,000 per cycle
- Education and wallet loading charges apply
Card Features
🎉 Zero Annual Fee — 100% Net Profit
slice UPI credit card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
slice UPI credit card Eligibility
Employment type
Pros & Cons
- ₹0 joining and annual fee makes it inexpensive to hold
- Strong up-to-3% cashback potential for everyday spending
- Very convenient for frequent UPI merchant payments
- Rewards are cashback rather than complex reward points
- No annual-spend target required to retain lifetime-free status
- Useful for users already maintaining savings with slice
- Combines physical/card payments and UPI credit in one produc
- Potential future annual fees despite current zero fee
- Service charges on fuel, utility, rent above thresholds
- 3% cashback is not a guaranteed flat reward rate on every transaction
- Best cashback requires maintaining the required slice savings balance
- Cashback structure is more ecosystem-dependent than simple flat-cashback cards
- No airport lounge benefit highlighted for the card
- No meaningful premium travel or hotel benefits
- UPI credit works for eligible merchant payments, not normal person-to-person transfers
- “slice in 3” availability/features may be rolled out progressively
- Less attractive if you do not want to maintain a slice banking relationship
Who is this card for?
Ideal for UPI-heavy users who want cashback on everyday small transactions and no annual fees.
Quick Links
Data last updated 2 Sept 2026
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slice UPI credit card vs Airtel Axis Bank Credit Card
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slice UPI credit card vs Amazon Pay ICICI Bank Credit Card
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slice UPI credit card vs American Express SmartEarn Credit Card
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slice UPI credit card vs AU Altura Plus Credit Card
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Calculate your exact earnings with slice UPI credit card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your guaranteed net return after annual fees.
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