slice UPI credit card
The slice UPI Credit Card is a RuPay card that offers up to 3% cashback on UPI transactions, zero joining and annual fees, and the ability to split purchases into three interest-free installments.
Travel & Lounge Fit Score
94/100
Joining Fee
Free
Annual Fee
Free
Reward Rate (%)
0 – 3
Statement credit
Forex Markup
0%
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CardCheck Rating & Score
Our proprietary algorithm evaluates cards across reward value, fee fairness, lounge access and terms to provide an unbiased score.
Reward Power
27/35
Fee Value & ROI
25/25
Lounge & Perks
4/20
Forex & Access
14/20
Category Strengths Breakdown
Ranked by strongest spend categoryScoring Methodology: Evaluated deterministically using verified bank MITC filings, fee waiver spend ratios, reward percentage caps, and lounge agreements. No card receives sponsored score inflation. Learn how we score →
slice UPI credit card Benefits
slice UPI credit card Rewards
How you earn back on every swipe
cashback
Reward type
0% – 3%
Earn rate
slice UPI credit card Fees & Charges
Programme fees we track below. Interest on cash withdrawals or revolving balances, late-payment slabs and other statutory charges are detailed in the official Most Important Terms and Conditions (MITC).
slice UPI credit card has no joining fee and no annual fee.
Things to Keep in Mind
- Fuel surcharge applies on spends above ₹25,000 per statement cycle
- Utility payments surcharge above ₹25,000 per cycle
- Rent payments surcharge above ₹10,000 per cycle
- Education and wallet loading charges apply
Card Features
🎉 Zero Annual Fee — 100% Net Profit
slice UPI credit card has no recurring renewal charges. Every rupee of rewards and cashback you earn is pure profit with zero spend hurdles.
Tips & reviews
Community comments — not financial advice. Bank terms still apply.
slice UPI credit card FAQs
What is the annual fee for slice UPI credit card?
The annual fee for slice UPI credit card is nil (no annual fee).
What is the joining fee for slice UPI credit card?
The one-time joining fee for slice UPI credit card is nil (no joining fee).
What are the rewards and benefits of slice UPI credit card?
slice UPI credit card earns direct cashback rewards credited to your statement. Reward rate ranges from 0% to 3%.
How do you earn rewards with the slice UPI credit card?
Earn up to 3% cashback on eligible spends. Higher cashback rate is unlocked by maintaining eligible savings balance with slice. Cashback applies to both UPI scans and eligible card payments. slice Spark provides additional instant-cashback merchant offers.
What discounts and extra perks come with the slice UPI credit card?
Lifetime free card with ₹0 joining and ₹0 annual fee. “slice in 3” is designed to split eligible spends into 3 interest-free instalments.
What are the exclusions and limits on the slice UPI credit card?
Fuel surcharge applies on spends above ₹25,000 per statement cycle. Utility payments surcharge above ₹25,000 per cycle. Rent payments surcharge above ₹10,000 per cycle. Education and wallet loading charges apply.
slice UPI credit card Eligibility
To apply for slice UPI credit card you need to be at least 18 years old.
Employment type
Pros & Cons
- ₹0 joining and annual fee makes it inexpensive to hold
- Strong up-to-3% cashback potential for everyday spending
- Very convenient for frequent UPI merchant payments
- Rewards are cashback rather than complex reward points
- No annual-spend target required to retain lifetime-free status
- Useful for users already maintaining savings with slice
- Combines physical/card payments and UPI credit in one produc
- Potential future annual fees despite current zero fee
- Service charges on fuel, utility, rent above thresholds
- 3% cashback is not a guaranteed flat reward rate on every transaction
- Best cashback requires maintaining the required slice savings balance
- Cashback structure is more ecosystem-dependent than simple flat-cashback cards
- No airport lounge benefit highlighted for the card
- No meaningful premium travel or hotel benefits
- UPI credit works for eligible merchant payments, not normal person-to-person transfers
- “slice in 3” availability/features may be rolled out progressively
- Less attractive if you do not want to maintain a slice banking relationship
Who is this card for?
Ideal for UPI-heavy users who want cashback on everyday small transactions and no annual fees.
Quick Links
Data last updated 2 Sept 2026
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Calculate your exact earnings with slice UPI credit card
Enter your monthly spending in groceries, dining, fuel, travel, and shopping to calculate your estimated net return after fees, reward caps and exclusions.
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