slice UPI credit card vs Kiwi RuPay Credit Card
Slice Small Finance Bank · Yes Bank — side-by-side CardCheck comparison
CardCheck Score BattleDeterministic 0–100 Benchmark Rating
100% Unsponsored MITC Data
Slice Small Finance BankScoreVery Good
Annual FeeFree
Max Reward3%
Yes BankScoreGood
Annual FeeFree
Max Reward1.5%
slice UPI credit card leads overall with a CardCheck Score of 70/100 (+5 pts over Kiwi RuPay Credit Card).
4-Pillar Head-to-Head Breakdown
slice vs KiwiReward Power
35%slice27/35
Kiwi20/35
slice Wins
Fee Value & ROI
25%slice25/25
Kiwi25/25
Tie (25/25)
Lounge & Travel
20%slice4/20
Kiwi8/20
Kiwi Wins
Forex & Access
20%slice14/20
Kiwi12/20
slice Wins
01—CardCheck Score & Pillars
- CardCheck Score
- 70Best
- 65
- Rating Verdict
- Very Good
- Good
- Reward Power (35%)
- 27/35
- 20/35
- Fee Value & ROI (25%)
- 25/25
- 25/25
- Lounge & Travel (20%)
- 4/20
- 8/20
- Forex & Access (20%)
- 14/20
- 12/20
02—Basic Info
- Bank
- Slice Small Finance Bank
- Yes Bank
- Network
- RuPay
- RuPay
- Card type
- Regular
- Co-branded
- Best for
- UPI transactions and everyday spends
- UPI-first users, daily merchant UPI spends, cashback seekers
03—Fees
- Joining fee
- Free
- Free
- Annual fee
- Free
- Free
- Interest-free days
- 46
- —
04—Interest
- APR (min)
- 42%
- 42%
- APR (max)
- 42%
- 42%
- Late payment fee
- ₹1,300
- —
- Cash advance fee
- 2.5%
- —
05—Rewards
- Reward type
- cashback
- cashback
- Min rate
- 0%
- 0.5%Best
- Max rate
- 3%Best
- 1.5%
- Point value
- —
- ₹0.25
06—Travel & Lounge
- Priority Pass
- DreamFolks
07—Forex & Fuel
- Forex markup
- 0%
- —
- Fuel surcharge waiver
08—Features
- Metal card
- Contactless
- UPI linked
09—Eligibility
- Min age
- 18
- 25
- Invite only
Rows won
02of 03
01of 03
| Attribute ↓ | ★ Overall pick Column A | Column B |
|---|---|---|
01—CardCheck Score & Pillars Differences highlighted | ||
| CardCheck Score | 70Best | 65 |
| Rating Verdict | Very Good | Good |
| Reward Power (35%) | 27/35 | 20/35 |
| Fee Value & ROI (25%) | 25/25 | 25/25 |
| Lounge & Travel (20%) | 4/20 | 8/20 |
| Forex & Access (20%) | 14/20 | 12/20 |
02—Basic Info Differences highlighted | ||
| Bank | Slice Small Finance Bank | Yes Bank |
| Network | RuPay | RuPay |
| Card type | Regular | Co-branded |
| Best for | UPI transactions and everyday spends | UPI-first users, daily merchant UPI spends, cashback seekers |
03—Fees Differences highlighted | ||
| Joining fee | Free | Free |
| Annual fee | Free | Free |
| Interest-free days | 46 | — |
04—Interest Differences highlighted | ||
| APR (min) | 42% | 42% |
| APR (max) | 42% | 42% |
| Late payment fee | ₹1,300 | — |
| Cash advance fee | 2.5% | — |
05—Rewards Differences highlighted | ||
| Reward type | cashback | cashback |
| Min rate | 0% | 0.5%Best |
| Max rate | 3%Best | 1.5% |
| Point value | — | ₹0.25 |
06—Travel & Lounge Differences highlighted | ||
| Priority Pass | ||
| DreamFolks | ||
07—Forex & Fuel Differences highlighted | ||
| Forex markup | 0% | — |
| Fuel surcharge waiver | ||
08—Features Differences highlighted | ||
| Metal card | ||
| Contactless | ||
| UPI linked | ||
09—Eligibility Differences highlighted | ||
| Min age | 18 | 25 |
| Invite only | ||
| Rows won | 02of 03 | 01of 03 |
Quick Verdict & Key Differences
Verified MITC Data
| Key Specification | slice UPI credit card | Kiwi RuPay Credit Card |
|---|---|---|
| CardCheck Score | 70/100Very Good | 65/100Good |
| Annual Fee | Free (₹0) | Free (₹0) |
| Fee Waiver Spend | No waiver | No waiver |
| Max Reward Potential | 3% | 1.5% |
| Domestic Lounge Access | Check terms | 3 / year |
| International Lounge | None | None |
| Forex Markup Fee | 0% | 3.5% |
Choose slice UPI credit card if:
Your spending centers around upi transactions and everyday spends and you want direct partner rewards with Slice Small Finance Bank.
Choose Kiwi RuPay Credit Card if:
Your spending aligns with upi-first users, daily merchant upi spends, cashback seekers and you prioritize Yes Bank's redemption benefits.
Frequently asked questions: slice UPI credit card vs Kiwi RuPay Credit Card
- Which is better: slice UPI credit card or Kiwi RuPay Credit Card?
- slice UPI credit card holds a higher overall rating with a CardCheck Score of 70/100 (Very Good) compared to 65/100 (Good) for Kiwi RuPay Credit Card (a lead of +5 points). slice UPI credit card provides better net value across rewards and fee structures.
- How do annual fees and fee waiver spend rules compare?
- slice UPI credit card charges an annual fee of ₹0 (Lifetime Free / Zero Fee) with no official annual spend waiver milestone for renewal fee waiver. In comparison, Kiwi RuPay Credit Card charges an annual fee of ₹0 (Lifetime Free / Zero Fee) with no official annual spend waiver milestone.
- How do the reward rates and cashback compare between slice UPI credit card and Kiwi RuPay Credit Card?
- slice UPI credit card offers a base reward rate of 0% and up to 3% on accelerated partner categories. Meanwhile, Kiwi RuPay Credit Card offers a base rate of 0.5% and up to 1.5% on eligible spends. Compare net returns against your monthly spend in our Rewards Calculator.
- Which card has better airport lounge access: slice UPI credit card or Kiwi RuPay Credit Card?
- slice UPI credit card provides no complimentary airport lounge access. On the other hand, Kiwi RuPay Credit Card provides 3 complimentary domestic lounge visits/year.
- Which card is better for international foreign currency spends?
- slice UPI credit card levies a foreign currency markup fee of 0%, while Kiwi RuPay Credit Card charges 3.50%. Lower forex markup directly reduces costs when transacting overseas or on international e-commerce platforms.
- Is CardCheck's comparison data unbiased and verified against official bank MITC?
- Yes. All credit card fees, interest rates, lounge visit quotas, and reward calculations on CardCheck are 100% unsponsored and verified directly against each bank's official Most Important Terms & Conditions (MITC).